Prioritising Your Dental Health, Managing the Cost.
Accessible Care for Every Smile
Dental Payment Plans
We believe quality dental care should be accessible. To help manage your out-of-pocket expenses, we provide access to third-party payment options.
Financing with humm
Third-Party Finance
humm allows eligible patients to spread the cost of their dental care into manageable, instalment-based payments. Whether you require routine preventative check-ups or more complex restorative treatments, humm provides a flexible credit system up to $50,000 depending on individual approval.
How humm Can Assist with Your Dental Care
- Manage Out-of-Pocket Gaps: Pay off the residual ‘gap’ amount after your private health insurance provider or HICAPS claim has been processed on-the-spot.
- Timely Treatment: Address essential dental needs immediately rather than delaying treatment, helping to lower the risk of deeper clinical issues or costly emergency procedures later.
- Flexible Account Tiering: Accommodates varying treatment needs, facilitating flexible repayment timeframes from short terms up to extended periods depending on your clinical path.
Frequently Asked Questions
How do I apply for a humm payment plan?
Applications are handled independently by humm. You can apply directly online via their official platform, through the mobile app, or receive assistance from our front desk team during your visit. Approvals are generally determined in minutes.
What are the general criteria to be eligible?
To qualify for third-party credit through humm, applicants generally must be an Australian citizen or permanent resident aged 18 or older, have a valid driver’s licence or pension card, and hold permanent employment (or meet specified income thresholds) alongside passing standard credit checks.
Are there any added interest fees?
humm promotes low-cost credit terms; however, while core interest charges may not apply, they do mandate independent operational charges. These include establishment fees, monthly maintenance fees, or late fees if an instalment is missed. Your unique fee framework is detailed in your contract schedule before you accept.
Terms & Regulatory Disclosures – Date: 30/09/2026
Dynamic Terms Notice: Third-party payment plan structures, fees, and approval criteria are managed independently by humm and may be updated at their discretion. Patients are advised to verify the most up-to-date lending schedules directly with humm prior to making a clinical or financial commitment.
*Policy updates, consumer fee increases, or eligibility criteria amendments may be applied by the financing company at any given time without prior notice.
Independent Advice Notice: Financial solutions mentioned are commercial credit contracts provided solely by humm (humm BNPL Pty Ltd / Once Credit Pty Limited, Australian Credit Licence 386194) and not by Dental on Clarendon. We do not act as financial advisors or credit credit representatives. It is necessary that you check terms directly with humm, carefully evaluate their specific loan schedule, and verify their terms and conditions before making a final commitment or financial decision.
AHPRA & National Law Compliance: Dental on Clarendon does not give gifts, discounts, or vouchers intended to encourage the unnecessary use of regulated health services. Treatment plans are recommended purely on a clinical basis following an in-person diagnostic consultation. Accessing payment plans remains entirely optional to manage individual liquidity.
